Retirement Investments: Qualified or Non-Qualified
Simply stated qualified and non-qualified plans differ based on the type of funds that are invested. Funds that are taken from a taxpayers income pre-tax is qualified funds while non-qualified...
View ArticleBorrowing From an IRA
Sudden medical bills, major car repairs or unexpected home repairs are all reasons to consider withdrawing from an IRA. Putting the money back after 60 days allows this type of transaction without...
View ArticleAnnuity Taxes - How Are Beneficiaries Affected?
Because an annuity reduces current tax cost, it is a popular investment vehicle. However, this is not always the case for beneficiaries of annuities. Annuity beneficiaries need to have a complete...
View ArticleWhere To Invest 401k Account in 2010
The end of 2009 is here. Where to invest your retirement accounts for 2010 and beyond? How to allocate your 401k and other retirement funds for 2010. How To Invest 401k for 2010 401k accounts, like all...
View ArticleInvestment Tips for Baby-Boomers Close to Retirement
Are you close to retirement? If you are staring retirement in the face and you don't think you have saved enough to be comfortable in your golden years, there is still a lot of time to catch up. The...
View ArticleSelf-Directed IRA Investments
This self-directed IRA guide to investments covers popular choices like, real estate, gold, discount paper, tax liens, and private equity. These are just a few examples of the tricks investors are...
View ArticleIRA Accounts & Withdrawals Limitations
When a shareholder who has an IRA account becomes temporarily disabled they may provide a representative a power of attorney. However, IRA accounts carry certain limitations that must be exercised...
View ArticleThe Effect of Stock Market on Pension Funds
As a general rule pension funds invest 65% of their assets in stocks and the rest in other investment avenues, so the effect stock market has on pension funds is a major factor. The performance of...
View ArticleAdd Spark to Your Retirement Portfolio with Self-Directed IRAs in the Energy...
Most investors find sector-specific investments risky. However, with the surge in oil prices, it may be wise to explore energy investments to balance your self-directed IRA. Recent government policies...
View ArticleTop Investing Mistakes
Once you have an income beyond your living and daily expenses, you can focus on investing it. However, with so many options, it often becomes difficult for the inexperienced to decide where to invest....
View ArticleMaking Sure Your Final Wishes Are in Order With This Estate Planning Checklist
While many people think that estate planning is needed only for those who are very wealthy, nearly all people can benefit from having their final wishes recorded legally. An estate planning checklist...
View ArticleHow To Choose Investments in Your 401(k) Plan
Choosing investments inside of your 401(k) plan can be nerve racking. You are going to depend on the money for retirement, so you need to make good choices. Here is how. Choosing Good 401(k) Investment...
View ArticleTop-Notch Self-Directed IRA Articles
Top-Notch Self-Directed IRA Articles Don't miss Dave Guilford's 2 part series on self-directed IRAs . They can be a great way to lower expenses, get more investment choices , and even use your IRA to...
View ArticleDetermining the Best Mix for Your Portfolio
Virtually any investment professional will advise you to diversify your investment portfolio. However, determining the best mix of stock funds and bond funds isn't easy. Fortunately, with some rules of...
View ArticleBest Newsletters for Investment Advice For Beginners
Stock quotes, investment ads and other financial information is constantly bombarding you with ideas and data. What sources should you trust as you build your portfolio? Find suggestions for investment...
View ArticleSaving vs. Investing: What's the Right Balance?
You are putting money aside every month. Are you saving or investing? The difference may be subtle, but once you define whether you are saving or investing, you will be able to better choose where and...
View ArticlePlanning and Investments: Guides to Secure Your Financial Future
Do you envision retiring to a tropical island? Traveling the world? Or simply staying in your home debt free? What about retiring early, while you are still energetic and healthy? Going back to school...
View ArticleA Collection of Resources: What You Need to Know About IRAs and 401(k)s
Feeling a little overwhelmed about your retirement plan? New financial terms, selecting investments and the ability to borrow money from some plans are only a few things that you need to know about...
View ArticleRetirement Savings:IRAs or Variable Annuities
Using IRAs and variable annuities are an increasingly popular way to plan for a supplement to ones retirement income. An investor should know how the differences between a traditional IRA versus...
View ArticleIs Retirement Within Your Reach? Find Out With This Financial Quiz
The prospects of a comfortable and carefree retirement are quickly fading for many. To bring retirement back into the picture, people will need to refocus on becoming savvier savers. Here's a quiz to...
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